Tactics used to defeat the Monster

RULE 1:  Continue to pay your household debt down until you reach $0.00 in indebtedness.  I’m there and will hold personal debt at $0.00.

RULE 2:  Live cheaply.  I, a person of means, have lowered expenditures that I call “lifestyle” expenditures to 15% of my traditional expense level.   (In the U.S.  Make sure you vacation in a friendly clime where fiscal responsibility is applauded.)

 

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